About Us

About Point Comfort Underwriters, Inc. (PCU)


One size doesn’t always fit all. At PCU we recognize the complexities facing international organizations and travelers. We know that one solution rarely fits the needs of many. That’s why we formed PCU, to provide tailored insurance products and delivery systems that empower customers in new and innovative ways.

As the Lloyd’s Coverholder and Plan Administrator for Triptime ®International Travel plans, PCU provides world class customer service from its headquarters located in the international insurance center of Indianapolis, Indiana. Staffed with a dedicated team of medical, technical and insurance professionals, PCU provides care to its customers 24/7/365.

And, PCU is pleased to provide all Triptime ® customers with their own personalized Triptime ® Travel Management Portal accessible from any desk top or mobile device. So if you need to report a claim, obtain a new Identification Card or a copy of your policy, browse our blog, or Chat with a PCU customer service specialist, PCU is just a click away.

About Lloyd's of London (Insurer)


Lloyd’s is the world’s specialist insurance and reinsurance market. With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress. Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

For more information: www.lloyds.com


US Citizens – Triptime is available to members of FTMA (Frequent Travelers Marketing Association).  If you are not already a member, you may join at no cost when you purchase Triptime.   For more information:  www.the-ftma.org.

Non-US Citizens – Triptime is available to members of TTT (The Triptime Travel Insurance Trust).  If you are not already a member, you may join at no cost when you purchase Triptime.  For more information:  info@pointcomfort.com.

Neither FTMA nor TTT provide any information about you to any third parties and do not use your information for any marketing, sales or promotion purposes.


Why Us


Buy Only What You Need.
Select from our 3 most popular plans, or build your own plan. Travel insurance in tune with you, for pennies a day.


Benefits and Limits to Fit Your Lifestyle.
Triptime coverage options are so simple and flexible, you won't believe how easy it is to find the plan that is the perfect fit.


Financial Security, Quality Healthcare, and Expert Administration.
Lloyd's of London is the largest and oldest insurance marketplace in the world and they have received an A+ rating from Standard & Poors'.


Access your important insurance documents or travel information from your desktop, laptop or mobile device, from anywhere in the world.